What this actually involves
Most long-standing investors do not have a portfolio. They have a collection: a scheme bought in 2011 on somebody's tip, two policies from a bank relationship manager, a fixed deposit that rolled over twice, and three SIPs started at different times. Individually each may be fine. Together they often duplicate the same holdings and miss the same gaps.
A review brings all of it onto one page. We look at what you hold across fund houses and insurers, where two schemes are quietly buying the same companies, where the asset mix has drifted far from what you intended, and which folios are dormant, unclaimed or missing a nomination.
The output is a clear read on where you stand today. Sometimes the honest conclusion is that nothing needs to change, and we will say so.
What this includes
- Consolidated statement of holdings across all fund houses
- Overlap check between schemes holding the same underlying stocks
- Asset mix compared against the intent you started with
- Identification of dormant folios, missing nominations and outdated bank details
- Review of whether each holding still matches the goal it was bought for
- Periodic follow-up review at a frequency that suits you
Who it suits
- Investors holding folios across four or more fund houses
- Anyone who has inherited investments and does not know what they contain
- Families consolidating holdings across several members into one view
- Investors who want a second opinion before making a large change
The four steps
Collect
Statements, folio numbers and policy documents gathered in one place.
Consolidate
Everything mapped into a single view by asset type and goal.
Examine
Overlaps, drift, dormant folios and nomination gaps identified.
Decide
You decide what, if anything, changes. We execute and then track it.
Frequently asked
You may also need
Ready to take the next step?
Talk to us about your goals and we will walk you through the options in plain language — no pressure, no jargon.